Wells Fargo is one of America's big four banks, with a franchise weighted toward everyday consumer and small business banking: mortgages, auto loans, credit cards and one of the largest branch networks in the country. Corporate and investment banking has been built out as a growth lane. Years of regulatory penalties after its sales practices scandal forced deep restructuring and left the bank with a reputation project alongside its balance sheet. The name dates to 1852 and the stagecoach era of moving money across the American West.